Welcome to Interstate Home Loan Center, Inc

Get approved for a FHA Loan from Interstate Home Loan Center, Inc. Today!

It's easy to understand why many people looking for a new home are turning to FHA insured loan programs. Because FHA Loans are insured by the Federal Housing Administration homebuyers have an easier time qualifying for a mortgage. Those who typically benefit most by a FHA loan are first-time home buyers and those who have less than perfect credit. The information on our site is aimed at helping you better understand FHA loans. With this information you can make a more informed decision on whether these government insured loans are right for you and your family.

FHA Streamline ReFi

NO APPRAISALS NEEDED! NO EQUITY NEEDED! SAVE MONEY EACH MONTH!

With mortgage rates at very attractive lows, many homeowners are seeking to refinance their existing mortgages to take advantage of the savings that lower rates bring. While low rates are good news, if your current mortgage is an FHA mortgage, there’s great news for you: FHA offers Streamline Refinances, which are the fastest, easiest way for FHA-backed homeowners to take advantage of these amazing rates.

The first enticing factor of the FHA Streamline Refinance, especially when considering how home values have fallen in the past four years, is that you don’t have to have your home re-appraised to qualify. In fact, the FHA Streamline Refinance program uses the appraisal on your home that was done when you originally purchased it, regardless of how much your home’s value might have fallen due to tough economic times. For homeowners who live in Florida, one of the worst-hit areas when the housing market bubble burst, this is incredibly good news. In fact, these types of “underwater” mortgages are exactly the types of mortgages that the program was created to attract.

Sure – so what’s the catch?

There is no catch! FHA Streamline Refinance has significantly reduced documentation requirements and we offer lender credits to help with closing costs! Please call us today to find out if you qualify!

Here at Interstate Home Loan Center, Inc we understand that this is a great opportunity that is knocking for home owners. We have what it takes to help you secure an FHA loan!

FHA Mortgages

Backed by the Department of Housing and Urban Development, this mortgage offers the borrower the ability to put as little as 3% down payment – and they can even finance “allowable” closing costs. Seller can contribute up to 6% of the purchase price to the buyer towards closing costs.

Go Reverse!

Click here to go to our Reverse Mortgage Center and see if our Reverse Mortgage product is right for you.

Conventional Loans

Traditional loan programs that usually require 5% down and offer competitive interest rates. Documentation and fair-to-good credit are necessary. Please call us to make an appointment and discuss your situation.